Oxxon Advisors
Knowledge Centre
The institutional reference library for financial model auditing, model risk and financial model governance — built for decision makers and built to be precisely citable.
Featured Articles
What Is an AI Financial Model Audit?
An AI financial model audit is a financial model audit performed by an automated engine rather than a human reviewer working manually. Not every application of AI to financial models works the same way, and the distinction between approaches is not a marketing detail — it is the difference between an audit whose findings are repeatable and explainable, and one whose findings may not be. This page defines what an AI financial model audit is, the specific distinction between deterministic, rule-based audit and general-purpose generative AI review, and why that distinction determines whether an automated tool's output is suitable to support a material financial decision.
pillarsAI Financial Modelling & Artificial Intelligence in Finance
AI financial modelling is the application of machine learning and generative AI techniques within the financial modelling process itself, driver identification, construction assistance, scenario generation, and narrative drafting, while artificial intelligence in finance is the broader application of those same technique categories across the finance function generally. This page is the hub for the Knowledge Centre's AI financial modelling content: the foundational distinction between machine learning, natural language processing, and generative AI; how AI accelerates modelling construction without replacing the auditable calculation layer beneath it; a staged framework for adopting AI reliably; enterprise applications across FP&A, forecasting, valuation, and investment analysis; governance and risk practice; and the institutional best practice synthesis this domain builds toward.
pillarsBanking Financial Modelling
Banking financial modelling is structurally distinct from a standard corporate model: it is built balance-sheet-first, with earnings derived from asset and liability volumes and spreads rather than a top-line revenue forecast, and it must represent loan portfolio and deposit dynamics, credit loss provisioning, and a set of bank-specific KPIs that a generic corporate model has no equivalent for. This page is the hub for the Knowledge Centre's banking modelling content: how the bank business model translates into a model's architecture, how the three financial statements are structured for a bank, how interest income and the net interest margin bridge are built, and how loan portfolios, deposits, and credit loss provisions should be modelled.
pillarsClimate Finance & Climate Financial Modelling
Climate finance is the mobilisation and allocation of capital toward mitigation, adaptation, and transition activity, and climate financial modelling is the discipline of representing that activity's cash flows, risk, and concessionality in a financial model. This page is the hub for the Knowledge Centre's climate finance content: how sustainable, green, and transition finance are distinct but related capital allocation frames, how a climate investment model differs from a standard project or corporate model in its treatment of concessional capital and additionality, how physical and transition climate risk are quantified at portfolio and entity level, and how carbon markets, climate-sector investment, and institutional governance practice build on these foundations as this domain expands.
Knowledge Categories
Pillars
Foundational, comprehensive reference guides on core financial model audit and model risk topics.
Technical Guides
Step-by-step technical guidance for identifying and remediating structural risk in Excel financial models.
Comparisons
Side-by-side comparisons of tools, methodologies and standards in financial model governance.
Glossary
Definitions of financial model auditing, model risk and governance terminology.
Industries
Industry-specific guidance on financial model assurance and risk.
Roles
Guidance tailored to the roles involved in financial model review and governance.
Checklists
Actionable checklists for financial model review and audit workflows.
Research Resources
Supporting research, data and reference material on financial model risk.
Case Studies
Real-world examples of structural risk identification and remediation in financial models.
Products
How Oxxon Advisors products apply to financial model audit and governance workflows.
Technical Documentation
How the FMAE audit engine actually works, subsystem by subsystem: architecture, scoring methodology, and rule taxonomy.
Rule Reference
Individually addressable reference pages for each structural rule in the FMAE rule engine: purpose, detection logic, severity, and remediation.
Research Library
Institutional publications on model risk and model auditing as a discipline: frameworks, taxonomies, and methodological papers, grounded in FMAE's own verifiable engine behavior and history.
Recently Updated
- A Blended Finance Fund's First-Loss Tranche Understates Its Actual Loss Absorption
- A Colocation Portfolio's Blended Occupancy Figure Masks a Power-Constrained Capacity Ceiling
- A Hyperscale Acquisition's Take-or-Pay Assumption Unravels After a Tenant Renegotiation
- A Reforestation Project's Buffer Pool Is Sized Below Its Actual Reversal Risk
- A Reserve-Based Lending Model Understates Redetermination Risk After a Price Deck Revision
- An AI-Drafted Variance Narrative Misattributes the Driver Behind a Margin Decline
Learning Paths
Guided, ordered sequences through related articles — coming soon. The Knowledge Centre's internal topic graph (parent, child and related relationships on every article) already provides the structure a learning path needs.